{"id":705,"date":"2018-11-19T07:16:31","date_gmt":"2018-11-19T07:16:31","guid":{"rendered":"http:\/\/www.doarj.org\/ijhrss\/?p=705"},"modified":"2018-11-19T15:48:33","modified_gmt":"2018-11-19T15:48:33","slug":"application-of-sharia-principles-in-umrah-bailout-fund-financing-in-islamic-banks","status":"publish","type":"post","link":"https:\/\/www.tdoarj.org\/ijhrss\/application-of-sharia-principles-in-umrah-bailout-fund-financing-in-islamic-banks\/","title":{"rendered":"APPLICATION OF SHARIA PRINCIPLES IN UMRAH BAILOUT FUND FINANCING IN ISLAMIC BANKS"},"content":{"rendered":"<p><strong>Ichwanuddin, Hirsanuddin, Muhaimin<\/strong><\/p>\n<p>Abstract:<\/p>\n<p><em>The purpose of this study was to analyze the application of sharia principles in financing Umrah bailouts in Islamic banking and to analyze legal consequences if sharia principles in financing Umrah bailouts in Islamic banking were not implemented by ichwanuddinu@gmail.com. The type of research carried out in this study is normative legal research, research that examines \/ examines legal materials both primary legal materials consisting of laws, regulations related to the problem being assessed and also reviews secondary legal material consisting of the literature and opinions of scholars related to the problem under study. The approach taken in this study is the Statute Approach, Analytical Approach, and Conceptual Approach.<\/em><\/p>\n<p><em>Research results: The application of sharia principles in financing Umrah bailouts in Islamic banking according to contract theory and maslahah mursalah theory, that the contract theory used in financing Umrah bailouts in Islamic banking does not conflict with the principle of contract in Islamic law, because the contract in bailout financing Umrah uses two types of contract but combines the two contracts of al-qordh with al-Ijarah. In the Umrah bailout financing contract distinguish the service contract. This refers to the Fatwa of the National Sharia Council No. 29 \/ DSN-MUI \/ VI \/ 2002 concerning management of Hajj \/ Umrah financing. While the legal consequences if sharia principles in financing Umrah bailouts in Islamic banking are not applied. The application of the Hajj \/ Umrah bailout funds in Islamic Banks refers to the Fatwa of the National Sharia Council. Fatwa of the National Sharia Council Number: 09 \/ DSN-MUI \/ VI \/ 2000 concerning Ijarah Financing, in weighing the letter b determines that the community needs to obtain the services of other parties to carry out certain work through ijarah contract with payment of wages (ijarah \/ fee), and in Al-Baqarah verse 233 which is used as a legal basis for ijarah by the National Sharia Council, states what means \u201c&#8230; and if you want your child to be taken away by someone else, it is not a sin for you if you pay according to what is worth repenting to Allah; and know that Allah sees all that you do \u201c. The legal consequences of Umrah bailout financing that do not refer to the Fatwa of the National Sharia Council are null and void by law.<\/em><\/p>\n<p><em>\u00a0<\/em><\/p>\n<p><strong><em>Keywords: <\/em><\/strong><em>sharia principles, Umrah bailout<\/em><\/p>\n<p>Full Text:\u00a0<a class=\"file\" href=\"https:\/\/www.tdoarj.org\/ijhrss\/wp-content\/uploads\/2018\/IJHRSS\/11\/2.pdf\">PDF<\/a><\/p>\n\n<div class=\"gde-error\">GDE Error: Error retrieving file - if necessary turn off error checking (404:Not Found)<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Ichwanuddin, Hirsanuddin, Muhaimin Abstract: The purpose of this study was to analyze the application of sharia principles in financing Umrah bailouts in Islamic banking and to analyze legal consequences if sharia principles in financing Umrah bailouts in Islamic banking were not implemented by ichwanuddinu@gmail.com. The type of research carried out in this study is normative [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/posts\/705"}],"collection":[{"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/comments?post=705"}],"version-history":[{"count":2,"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/posts\/705\/revisions"}],"predecessor-version":[{"id":711,"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/posts\/705\/revisions\/711"}],"wp:attachment":[{"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/media?parent=705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/categories?post=705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tdoarj.org\/ijhrss\/wp-json\/wp\/v2\/tags?post=705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}